Out of stock. Pre-orders available. New Books will be dispatched on the 6th of June.The Personalized "You’re Not Broke, You’re Uninformed" Physical ToolkitThis is not just a planner.And it’s not just a book.It’s the theory + the execution.Read it. Understand it. Apply it. Track it.Most people aren't struggling because they don't have enough money; they're struggling because they don't have a system.This physical suite is designed for the reader who is ready to move from theory to execution. It combines the foundational knowledge of the book with a rigorous, 12-month tactical system.<ul><li>The Foundational Text: A high-quality physical copy of You’re Not Broke, You’re Uninformed, providing the essential frameworks for navigating South African financial system (tax-free accounts, credit, debt and investing.</li><li>The Monthly Implementation Blueprint: A structured 12-month planner designed specifically for the South African context. No more "template" budgets that don't fit your reality.</li><li>The Stipend Framework: Dedicated space to apply the 50/30/20 rule to your specific income level, whether it’s R4,000 or R40,000.</li></ul>This is for you if:You’ve read the advice but struggle to stick to the habits.You want a physical, tactile way to command your money.You're ready to prove that your income level doesn't define your financial future.Your financial transformation isn't a wish; it’s a plan. Get the system today.Limited First Edition: Due to the bespoke nature of the production process including the optional hand-lettered personalization, initial quantities are strictly limited.Shipping &amp; Logistics: Pre-ordering ensures you are prioritized in the first wave of deliveries, arriving just in time to architect your financial growth for the new season.

Physical copy +  12-Month Personal Finance Planner

Practical South African steps, not recycled American advice.<h2>A full beginner’s guide to investing</h2><ul><li>Which platforms to use</li><li>How to start investing with as little as R100</li><li>What to invest in</li><li>How compound interest grows your money</li></ul>If you’ve ever felt lost, behind, or embarrassed about your finances, this guide will give you the clarity and confidence you’ve been missing.This is a 50-page step-by-step guide that shows you exactly how to manage your finances, even on a small income.This guide teaches you:<ul><li>How to budget properly (even on a tiny income) A simple system you can copy today.</li><li><a target="_blank" rel="noopener noreferrer nofollow" href="http://today.How">How</a> tax-free savings accounts (TFSAs) actually work Where to open one, what to invest in, and how to avoid beginner mistakes.</li><li>How RSA Retail Savings Bonds work. Government bonds explained in a way you’ll finally understand.</li><li>Unit Trusts explained in plain English. How they work, which ones to consider, and how to avoid high fees.</li><li><a target="_blank" rel="noopener noreferrer nofollow" href="http://fees.How">How</a> to use your credit card like a pro. The exact strategy I personally used to avoid interest, build credit, and earn rewards.</li><li><a target="_blank" rel="noopener noreferrer nofollow" href="http://rewards.How">How</a> to build a credit score from scratch.</li><li>How to improve your credit score fast.</li></ul>If you’ve ever felt lost, behind, or embarrassed about your finances, this guide will give you the clarity and confidence you’ve been missing.You’re not broke, you just need the right information.

R5 preview: You're not broke. You're Uninformed

Sakhile Kayla Mahlangu is a South African personal finance content creator and retail investor focused on making financial education practical, relatable, and accessible to young people.This business exists to help young South Africans learn how to manage their money properly, even on small incomes. Through digital guides and educational resources, Sakhile teaches budgeting, saving, investing, and credit management in a way that reflects the real South African experience.The goal is simple: to help people move from financial confusion to financial control by providing clear, step-by-step information that actually works.Because financial freedom doesn’t start with more money, it starts with better information.

You're not broke. You're Uninformed. Physical copy

By Mahlangu