<h2>Two-Bedroom Self-Contained – Signature Design by Simple Finance Homes</h2>A Future-Ready Starter Home for Young Families and Serious First-Time Builders.This signature two-bedroom design offers a complete residential layout for individuals and families who want a well-defined home with full privacy, functional space planning, and a controlled construction budget.It is designed to be simple to build, easy to supervise, and cost-efficient, even for beginners.<h3>What’s Inside the Package</h3>Architectural Floor Plan (PDF) A neatly arranged two-bedroom layout with comfortable spaces, proper circulation, clear dimensions, and a modern residential feel.Complete Construction Cost Estimate (PDF) Prepared by a quantity surveyor, covering every major stage of work. Provides a realistic cost range and allows you to plan without surprises.Beginner-Friendly Building Guide (PDF) Shows you how to manage the project phase by phase, supervise artisans, control spending, and ensure quality at each stage.<h3>Who This Is For</h3><ul><li>Growing families</li><li>Individuals building their permanent starter home</li><li>Anyone who wants clear numbers before they begin</li></ul>A strong and confident step into homeownership, built on clarity, structure, and practical guidance.

Mordern Two Bed Room Self-Contained- Building Plan and Bill of Qty

<h3>Designed for Today. Flexible for Tomorrow.</h3>This is a signature architectural design by Simple Finance Homes, created for homeowners who want a modern, efficient house today—with the option to expand or reconfigure tomorrow.This plan gives you a modern 2-bedroom self-contain that can be easily converted into:<ul><li>A 3-Bedroom Self-Contain, or</li><li>A 2-Bedroom Self-Contain with a Study/Home Office</li></ul>All without demolishing the core structure.<h3>WHAT MAKES THIS DESIGN DIFFERENT</h3>Most house plans lock you into one layout. This one does not.This design was intentionally structured to allow future flexibility, making it ideal for:<ul><li>First-time homeowners</li><li>Young families planning to grow</li><li>Investors who want adaptable property use</li></ul>You build what you need now—and upgrade later with confidence.<h3>WHAT YOU GET IN THIS PACKAGE</h3>This digital package is complete and practical. It includes:<ul><li>A professionally designed Modern 2-Bedroom Self-Contain Architectural Plan</li><li>Future-ready layout that supports conversion to:<ul><li>3 Bedrooms, or</li><li>2 Bedrooms + Study</li></ul></li><li>Detailed room layout with efficient space usage</li><li>Clear structural planning that avoids costly redesign later</li><li>A comprehensive Quantity Surveyor’s Cost Estimate</li><li>Design optimized for affordable construction and easy execution</li></ul>This is not a concept sketch. It is a build-ready plan.<h3>IDEAL FOR</h3><ul><li>Individuals building their first permanent home</li><li>Families who want to start small and expand later</li><li>Developers targeting flexible residential units</li><li>Anyone who wants value, control, and long-term planning</li></ul><h3>WHY THIS PLAN SAVES YOU MONEY</h3><ul><li>No redesign costs when upgrading later</li><li>No wasted foundation or structural work</li><li>Controlled material quantities through proper estimation</li><li>Fewer construction mistakes due to clear documentation</li></ul>Good planning is cheaper than corrections.<h3>DESIGN OWNERSHIP</h3>This is a Simple Finance Homes Signature Design. Carefully developed with professional architectural and quantity surveying input, tailored to local construction realities.<h3>DELIVERY FORMAT</h3><ul><li>Instant digital delivery after payment</li><li>Easy to download and share with your builder or contractor</li><li>Works for Paystack Digital Store buyers nationwide</li></ul><h3>IMPORTANT NOTE ON VISUALS</h3>Yes—you should attach a rendered image or floor plan preview on the Paystack page.A clean image helps buyers:<ul><li>Visualize the final house</li><li>Trust the professionalism of the product</li><li>Make faster buying decisions</li></ul>Even one high-quality exterior render or floor plan preview is enough.<h3>START SMART. BUILD FLEXIBLE.</h3>If you want a modern home that grows with you, this design gives you the freedom to start now—and adapt later.Purchase the Modern 2-Bedroom Self-Contain Design today and build with confidence.

MODERN 2-BEDROOM SELF-CONTAIN COVERTIBLE

<h2>Modern Chamber and Hall Self-Contained Building Plan</h2>Expandable Design | Includes Material Schedule Price: GHS 180.00<h3>Start Small. Expand with Confidence.</h3>This Modern Chamber and Hall Self-Contained building plan is designed for people who want to build within their current budget while keeping the option to expand in the future without demolition or redesign.The layout allows you to start with a functional, decent home today and upgrade later as your income grows.<h3>What This Package Includes</h3>This digital package contains:<ul><li>A professionally designed architectural plan for a modern chamber and hall self-contained home</li><li>An expandable layout, allowing future extensions without structural conflict</li><li>Clearly defined room sizes and building proportions</li><li>A detailed material schedule to guide purchasing and budgeting</li><li>A design suitable for both urban and peri-urban locations</li></ul>This is a practical, build-ready plan created with cost control and future planning in mind.<h3>Expandable by Design</h3>This building plan is intentionally structured to allow:<ul><li>Smooth future expansion into a larger living space or additional rooms</li><li>Logical positioning of doors, windows, and services to support extensions</li><li>A clean upgrade path without breaking existing walls unnecessarily</li></ul>You build once — and expand wisely.<h3>Who This Plan Is For</h3>This plan is ideal if you:<ul><li>Are building your first home</li><li>Want to start small but plan for growth</li><li>Need clarity on materials and cost before building</li><li>Want to avoid redesign expenses later</li><li>Prefer a modern look with practical functionality</li></ul><h3>Why This Plan Saves You Money</h3>Many builders lose money because they build without a long-term plan. With this package, you can:<ul><li>Budget accurately before construction</li><li>Prevent material waste and overpricing</li><li>Avoid paying for a new design when expanding</li><li>Build in phases with confidence</li></ul>For GHS 180.00, this plan helps you avoid mistakes that cost far more.<h3>Delivery Method</h3><ul><li>Instant digital download after payment</li><li>No physical pickup</li><li>Accessible on phone, tablet, or computer</li></ul><h3>Product Summary</h3><ul><li>Building Type: Modern Chamber and Hall Self-Contained</li><li>Design Feature: Expandable Layout</li><li>Documents Included: Architectural Plan + Material Schedule</li><li>Format: Digital (PDF)</li><li>Price: GHS 180.00</li></ul><h3>Build What You Can Afford Today. Prepare for Tomorrow.</h3>If you want a smart starting point for your building journey, this plan gives you clarity, flexibility, and control.Click Buy Now, download instantly, and start building with confidence.

Modern Chamber and Hall Self-Contained Expandable Building Plan

PROJECT GHS 100,000

Affordable Chamber and Hall Self-Contained**

Build a Comfortable Chamber and Hall Self-Contained with a Budget of GHS 100,000

Many first-time builders believe owning a home requires millions. Project GHS 100,000 is designed to change that belief.

This is a carefully planned Affordable Chamber and Hall Self-Contained created to show how smart design, proper costing, and disciplined execution can deliver a complete home within a controlled budget.

This package is built for people who want clarity, not guesswork.

What You Are Getting

1. Signature Architectural Plan (PDF)
A practical chamber and hall layout designed for affordability, comfort, and ease of construction. The plan optimises space, ventilation, and circulation while keeping material usage efficient.

2. Detailed Cost Breakdown (PDF)
A realistic construction estimate prepared to keep total project cost within GHS 100,000 under normal market conditions. The estimate breaks down expenses from foundation to finishing and helps you plan each stage properly.

3. Step-by-Step Building Guide (PDF)
A beginner-friendly guide that explains:

How to start the project correctly

How to supervise artisans

How to buy materials without waste

How to manage payments and timelines

How to avoid common mistakes that increase cost

What “GHS 100,000” Means

Project GHS 100,000 is designed around cost discipline, not shortcuts.

It assumes:

Standard building materials

Simple but durable finishes

Controlled supervision

No luxury add-ons

Market prices may vary slightly by location, but the structure of this project helps you stay within budget and make informed decisions.

Why This Project Works

Designed specifically for affordability

Practical layout suitable for daily living

Easy to build and supervise

Ideal for first-time builders

Reduces cost overruns

Clear budgeting before construction begins

Who This Is For

First-time home builders

Young professionals

Low- to middle-income earners

Individuals building on a budget

Ghanaians abroad planning affordable housing

What This Package Helps You Avoid

Starting without a budget

Poor design decisions

Wasted materials

Artisan-led cost inflation

Incomplete projects

Start Smart. Build Affordable. Build With Confidence.

Project GHS 100,000 gives you a clear and practical starting point to own a comfortable chamber and hall self-contained without financial stress.

Download instantly and begin your journey with confidence.

PROJECT GHS 100,000

<h2>3-Bedroom Self-Contained on a Half Plot</h2>Signature Design by Simple Finance Homes**A Complete Family Home, Smartly Designed for Limited LandBuilding a three-bedroom home does not require a full plot or uncontrolled spending. This signature Simple Finance Homes design proves that a well-planned layout can deliver comfort, privacy, and functionality on a half plot—without waste or complexity.This package is created for families and serious first-time builders who want a complete home with clear cost guidance and a straightforward building process.<h3>What This Package Includes</h3>Professional Architectural Floor Plan (PDF) A carefully planned three-bedroom self-contained layout designed to fit comfortably on a half plot. The design balances room size, circulation, ventilation, and privacy while remaining simple to execute on site.Detailed Construction Cost Estimate (PDF) Prepared by a Quantity Surveyor, this document breaks down material and labour costs from foundation to final finishes. It gives you realistic budget expectations and helps you plan your project with confidence.Step-by-Step Builder’s Guide (PDF) A beginner-friendly ebook that walks you through the entire building process. It explains how to prepare your land, supervise each stage, work with artisans, and control costs without stress.<h3>Why This Design Works</h3><ul><li>Optimised for a half plot</li><li>Functional three-bedroom layout for family living</li><li>Clear room zoning for privacy and comfort</li><li>Cost-efficient structural design</li><li>Easy to supervise and build</li><li>Suitable for both owner-occupiers and rental purposes</li></ul><h3>Who This Is For</h3><ul><li>Families planning a practical permanent home</li><li>First-time builders ready for a larger project</li><li>Individuals building on a half plot</li><li>Ghanaians abroad who need clarity and structure</li></ul><h3>What This Package Helps You Avoid</h3><ul><li>Overspending due to poor planning</li><li>Confusing or impractical layouts</li><li>Guesswork in budgeting</li><li>Costly structural corrections</li><li>Dependence on unreliable advice</li></ul><h3>Get Started With Confidence</h3>This is not just a building plan. It is a complete starting framework for a three-bedroom home designed to work within real budgets and real land sizes.Download instantly and take the first confident step toward building a proper family home—done right from the beginning.

3-Bedroom Self-Contained on a Half Plot With Bill Of Quantities

<h2>Standard 3-Bedroom Self-Contained</h2>Signature Design by Simple Finance Homes**A Practical Family Home Designed for Comfort, Space, and Cost ControlThe Standard 3-Bedroom Self-Contained is created for individuals and families who want a complete, comfortable home with clear structure and realistic cost planning. This design focuses on functionality, proper room sizing, and ease of construction—making it suitable even for first-time builders.This is not an overdesigned luxury plan. It is a balanced, well-thought-out home design that delivers comfort without unnecessary complexity.<h3>What You Get in This Package</h3>1. Professional Architectural Floor Plan (PDF) A well-arranged three-bedroom layout with clear room zoning, proper circulation, and practical dimensions. Designed to support family living, privacy, and everyday comfort.2. Step-by-Step Builder’s Guide (PDF) A simple, beginner-friendly guide that explains the full building process. It covers land preparation, supervision, cost control, and how to work effectively with artisans.<h3>Why This Design Works</h3><ul><li>Functional three-bedroom layout</li><li>Suitable for families and owner-occupiers</li><li>Simple structural system</li><li>Easy to supervise and execute</li><li>Cost-efficient without compromising comfort</li><li>Adaptable to different finishes and budgets</li></ul><h3>Who This Is For</h3><ul><li>Families building their first permanent home</li><li>First-time builders who want clarity</li><li>Individuals planning a standard residential project</li><li>Ghanaians abroad who need a reliable starting point</li></ul><h3>What This Package Helps You Avoid</h3><ul><li>Poor space planning</li><li>Budget surprises during construction</li><li>Over-dependence on informal advice</li><li>Cost overruns due to unclear designs</li></ul><h3>Start Your Project With Confidence</h3>The Standard 3-Bedroom Self-Contained package gives you a clear plan, realistic numbers, and practical guidance to begin building with confidence.Download instantly and take a structured step toward owning a comfortable family home.

Standard 3-Bedroom Self-Contained

<h2>Chamber and Hall Self-Contained – Signature Design by Simple Finance Homes</h2>More Space. Better Comfort. Still Affordable.This signature chamber and hall design offers the perfect balance between comfort, privacy, and cost efficiency. It is ideal for small families, young couples, or anyone who wants more room without stretching their budget.The layout is thoughtfully planned to make everyday living comfortable, while keeping construction simple and cost-effective.<h3>What’s Inside the Package</h3>Architectural Floor Plan (PDF) A spacious, well-arranged chamber and hall design showing all room sizes, movement flow, ventilation points, and functional layout.Comprehensive Cost Estimate (PDF) A stage-by-stage breakdown of materials and labour from the foundation to finishing. Helps you plan your budget, avoid waste, and understand what to expect at each stage.Builder’s Practical Guide (PDF) Covers land preparation, working with artisans, supervising structural work, and managing cost. Written to make the entire process easier for first-time builders.<h3>Who This Is For</h3><ul><li>First-time builders who want more comfortable space</li><li>Couples and young families</li><li>Clients building for future rental income</li></ul>This design gives you clarity, comfort, and cost control. A perfect step forward from basic starter units.

Mordern Chamber and Hall Self-Contained- Building Plan and Bill of Quantities

<h2>Loan Application Pack for Microcredit Businesses</h2>Professional. Compliant. Ready-to-Use.Running a microcredit business requires more than capital. It requires proper documentation, strong controls, and regulatory-ready processes. This Loan Application Pack is designed to help you operate professionally, reduce loan defaults, and meet industry expectations with confidence.For GHS 200.00, you get a complete, field-tested documentation system used by serious microcredit operators.<h3>What’s Inside the Pack</h3>This comprehensive pack includes:1. Professional Loan Application Form A structured, tabularised form suitable for business loans and payday loans. Captures borrower, guarantor, employment, and business details clearly.2. Comprehensive Loan Agreement Legally structured agreement defining loan terms, borrower obligations, default clauses, and recovery rights.3. Deed of Guarantee A strong guarantor commitment document that protects your capital and strengthens loan recovery.4. Loan Assessment &amp; Credit Evaluation Form A practical internal tool for credit officers to assess risk, affordability, and repayment capacity before approval.All documents are designed for print, audit, and regulatory review.<h3>Who This Pack Is For</h3><ul><li>Microcredit and money lending businesses</li><li>Susu and savings institutions expanding into loans</li><li>Microfinance startups and growing loan portfolios</li><li>Credit officers and operations managers</li><li>Entrepreneurs seeking professional loan systems</li></ul>If you want to reduce default risk, standardize operations, and appear credible to clients and regulators, this pack is for you.<h3>Why This Pack Is Different</h3><ul><li>Designed specifically for microcredit businesses, not generic templates</li><li>Clear, simple language suitable for clients</li><li>Structured for prudential reporting and inspections</li><li>Saves time, reduces errors, and improves loan recovery</li><li>Ready to use immediately – no drafting required</li></ul>This is not theory. It is practical documentation built for real lending environments.<h3>Product Format</h3><ul><li>Digital download</li><li>Editable (Word / Google Docs friendly)</li><li>Instant access after payment</li></ul><h3>Price</h3>GHS 200.00 One-time payment. Lifetime use.<h3>Take Control of Your Loan Operations Today</h3>Professional documentation is the foundation of a sustainable microcredit business. This pack gives you the structure you need to lend with confidence.

Loan Application Pack for Microcredit Businesses

A Clear, Professional Framework for Managing School FeesRunning a private school requires transparency, structure, and trust—especially when it comes to school fees. Our Fees Policy for Private Schools is a comprehensive, ready-to-use document designed to help school owners and administrators manage fees professionally while maintaining strong relationships with parents and guardians.This policy clearly outlines all fee components, including tuition, registration, examinations, levies, and optional charges. It defines payment schedules, approved payment methods, and timelines, ensuring parents fully understand their financial obligations from the beginning of the academic year.The document also provides clear guidance on fee reviews and adjustments, discounts, scholarships, and payment plans. It establishes fair and consistent rules for siblings’ discounts, staff wards, and special considerations, reducing conflicts and ensuring equity across the school.To support sound financial management, the policy includes structured procedures for fee collection, receipting, refunds, and the management of outstanding fees. It sets out ethical and practical steps for handling arrears while protecting the school’s reputation and aligning with child-focused educational values.Written in clear, formal language and aligned with private school governance best practices, this Fees Policy strengthens transparency, accountability, and financial stability. It is suitable for nurseries, primary schools, JHS, SHS, and combined institutions.What You Get<ul><li>A professionally written, comprehensive Fees Policy document</li><li>Clear rules for fees, payments, discounts, and arrears</li><li>Improved parent communication and reduced fee-related disputes</li><li>A strong foundation for financial discipline and school growth</li></ul>This document is ideal for private schools seeking to standardize their fee management, build parent confidence, and operate with clarity and professionalism.

Fees Policy for Private Schools

<h2>MICROCREDIT CAPITAL GROWTH SIMULATIONS</h2><h3>A Practical Guide to Reinvestment and Scaling</h3>This ebook is a practical teaching and learning guide designed to explain how microcredit capital grows through continuous reinvestment, using real Ghana-based microcredit practices.The book breaks down three clear, real-world simulations using GHS 20,000, GHS 50,000, and GHS 70,000 as startup capital. Each scenario demonstrates how loans are disbursed, recovered, reinvested immediately, and compounded over time—without waiting for the end of a loan cycle.<h3>What This Ebook Covers</h3><ul><li>Step-by-step microcredit loan simulations</li><li>Continuous reinvestment explained in simple terms</li><li>Interest and processing fee calculations</li><li>Staggered loan recovery and cash recycling</li><li>Capital growth projections across multiple cycles</li><li>Classroom-ready tables and explanations</li><li>Ghana microcredit operational logic (no theory, no jargon)</li></ul><h3>Who This Ebook Is For</h3><ul><li>Microcredit and money-lending entrepreneurs</li><li>Business trainers and facilitators</li><li>Students of entrepreneurship and finance</li><li>Cooperative and susu operators</li><li>Anyone seeking a clear understanding of loan capital growth</li></ul><h3>Why This Guide Is Different</h3>This is not a theory book. It uses real numbers, real timing, and real reinvestment logic to show how a microcredit business grows sustainably through discipline and recovery.By the end of this ebook, you will clearly understand:<ul><li>How small capital scales over time</li><li>Why reinvestment speed matters</li><li>How microcredit businesses grow without external funding</li></ul><h3>Included Simulations</h3><ul><li>GHS 20,000 Continuous Reinvestment Model</li><li>GHS 50,000 Growth and Scaling Model</li><li>GHS 70,000 Advanced Capital Recycling Model</li></ul>Clear. Practical. Ghana-focused.

Financial Simulations for Money Lending Business

A practical and easy-to-follow digital guide for Susu group leaders and coordinators. The Susu Pack includes editable templates, policies, KYC forms, rotation guidelines, and financial tools designed to help you organize, manage, and grow a successful rotational savings group in Ghana. Ideal for both new and existing groups.










Susu Pack- A Guide for Susu Groups and Cordinators 

Money lending, one of the oldest forms of business, remains a cornerstone of modern finance. 

Whether it is personal loans, business financing, or microcredit, the core principle of lending—
 providing funds in exchange for repayment with interest—has remained largely unchanged over 
centuries. 
However, the mechanics, regulation, and technology driving the industry have evolved 
significantly, giving rise to a range of opportunities and challenges for those looking to start or 
grow a money lending business.

Ultimate Guide For Succesful Money Lending Business

How to Start a Pre-School in Ghana

A Complete Practical Guide for School Owners and Entrepreneurs

Starting a pre-school in Ghana requires more than passion for children. It demands a clear understanding of regulations, infrastructure standards, staffing, curriculum, and financial planning. How to Start a Pre-School in Ghana is a comprehensive, professionally written guide designed to walk you through every critical step, from idea to successful operation.

This guide explains the legal and regulatory requirements for establishing a pre-school in Ghana, including school registration processes, approvals from relevant authorities, and compliance with Ghana Education Service standards. It provides clarity on documentation, timelines, and common mistakes that delay approvals.

You will gain practical guidance on location selection, classroom design, safety standards, sanitation, play areas, and learning materials required for early childhood education. The document also covers staffing requirements, including qualifications for caregivers and teachers, staff structure, and basic human resource practices suited to pre-school operations.

The guide further addresses curriculum planning, daily routines, child development standards, and parent engagement. It explains how to set appropriate fees, manage finances, and establish simple systems that support sustainability and growth without compromising care and learning quality.

Written in clear, professional language and grounded in Ghana’s educational and regulatory environment, this document serves as a reliable reference for both first-time school owners and existing operators planning to formalize or expand their pre-school.

What This Guide Covers

Step-by-step process to start a pre-school in Ghana

Legal registration and regulatory compliance

Facility, safety, and learning environment requirements

Staffing, curriculum, and daily operations

Fees setting, basic financial management, and sustainability

This guide is ideal for entrepreneurs, educators, NGOs, and faith-based organizations seeking a structured, compliant, and practical approach to setting up a successful pre-school in Ghana.

How to Start a Pre-School in Ghana

A complete guide for school owners and administrators for effective school managment .

Comprehensive Staff Role and Responsibility Guide Book for Private Schools 

In the competitive world of money lending, maintaining a healthy cash flow is crucial for the
sustainability and growth of your business. One of the most significant challenges money
lenders face is managing and recovering outstanding debts. Inefficient debt recovery can lead to
financial strain, reduced profitability, and even jeopardize the very existence of your lending
operations.
This ebook, "Effective Debt Recovery Strategies for Money Lenders," is designed to equip
you with practical, actionable strategies to enhance your debt recovery processes. 

Effective Debt Recovery Strategies For Money Lenders 

Business Development, General Consultation, Finance Coach

eBooks and Video Master Class

By Simple Finance